A New Level of Private Lending
Our Success Factors
Approach
The Manager and team have exceptional experience in every aspect of Private Lending. From the crucial elements of originating deals to credit risk management we have over 50 years of experience we bring to the table for our investors.
LLC’S Goals
To generate steady returns for investors without undue risk.
Diversification
The idea of a Mortgage Fund vs Individual loans is to create a diversity in the investment. Instead of the investor betting the entire investment on one borrower or collateral asset we collect assets in a pool so the investor participates in the performance of pool of loans. Our
criteria is wide enough to attract more “gem” assets while holding a conservative position against the asset valuation or loan to value.
Limited Capital Exposure and Risk Period
The LLC targets loans between $150k to $1.5 million. The terms range between 6 months and 5 years with the average loan being 24 months. Loans longer than 24 months typically have adjustment periods tied the interest rate so our note rates stay with market rates.
All loans and acquisitions are modeled with a “downside risk analysis”. After the LLC has been raised to scale we do not intend any one loan being more than 10% of deployed capital.
Reporting
The Manager intends to create and maintain strong internal controls and risk management procedures. Members of our advisory team were picked to contribute to these crucial elements with the idea in mind to set industry standards of the future.