A New Level of Private Lending

Lorette is a real estate and lending professional, a native of the Netherlands who studied Communication and Art at Northwestern University on a field hockey scholarship and moved to southern California in the early 1990’s. Now a long time Seal Beach resident, she has worked in diverse roles since 1992, first on the finance and lending side and adding real estate a few years later. She has focused solely on residential and commercial real estate since 2013, currently heading up an innovative, boutique real estate firm located in Seal Beach, which covers the greater Los Angeles and Orange County regions. Clients appreciate Lorette’s disciplined approach to searching for and obtaining properties and investment portfolios, marketing, negotiating, design, project management and detailed personal guidance and education, stemming from her international background, her education and her years of mortgage and real estate experience. Her remarkable sales numbers over the past two decades have given her a track record in negotiating smooth and profit-driven transactions, home sales, purchases and lending.

Ronald Bergum was appointed President of the newly formed Southwest Division of Amerifirst Home Mortgage, a division of Amerifirst Financial Corp., in March 2018. Bergum is tasked with advancing the company’s penetration of the market by leveraging his decades of experience within the mortgage finance industry. Bergum has a track record of establishing solid business foundation and building it into an industry leader and doing so in an often volatile and challenging industry. Bergum has held numerous executive level positions in the mortgage industry. He was named CEO of Prospect Mortgage, LLC, in 2009, and has served as Managing Partner of Prospect since June 2014. Prior to joining Prospect, he served as Co-CEO of Indymac Bank’s Retail Lending Group and Executive Vice President of Production and Sales for the Western Retail Division
of American Home Mortgage, which he joined through the acquisition of Marina Mortgage in December of 1999. At Marina Mortgage, he held the position of President and Treasurer. Prior to Marina Mortgage, Bergum served as Senior Vice President of Plaza Home Mortgage. He holds a B.S. in Real Estate Financial Services from San Diego State University.

Michael is a Technology Executive with more than 10 years of hands-on, C-level Executive Management experience reporting to CEOs/Owners for growing companies in LED, Semiconductor and Lighting Industries with extensive work experience in Germany, China, UK, Japan, and Taiwan. Additionally, he has 25 years of experience in various Engineering and Manufacturing Operations roles including being co-inventor on more than 25 U.S. and foreign patents for award winning products. Michael’s business experience extends to consulting for numerous startups, venture capitalists, and the U.S. Department of Energy. In the real estate arena, Michael has been an active real estate investor for 20 years with dozens of completed transactions in addition to managing a portfolio of residential rental properties. In his spare time, Michael enjoys running and volunteering as a Scoutmaster for the Boy Scouts of America.​